:root{
  --green:#1f5c3f; --green-d:#16402c; --gold:#c9a24b; --ink:#1b2320; --muted:#6b7772;
  --bg:#f4f2ec; --card:#fff; --line:#e4ded1; --err:#b3261e; --ok:#1f7a4d;
}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,system-ui,sans-serif;background:var(--bg);color:var(--ink);font-size:15px;line-height:1.5}
a{color:var(--green);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2{font-family:'Playfair Display',serif;margin:0}
.h1{font-size:26px;color:var(--green-d)}
.h2{font-size:18px;color:var(--green-d);margin-bottom:12px}
.muted{color:var(--muted)}
.center{text-align:center}
.wrap{max-width:1040px;margin:24px auto;padding:0 18px}
.pad{padding:20px}

/* topbar */
.topbar{display:flex;align-items:center;justify-content:space-between;background:var(--green);color:#fff;padding:12px 20px}
.brand{display:flex;align-items:center;gap:10px}
.mark{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:8px;background:var(--gold);color:#2a2415;font-weight:700;font-family:'Playfair Display',serif}
.mark.big{width:54px;height:54px;font-size:22px}
.brandtext{font-weight:600}.brandtext em{color:var(--gold);font-style:normal;font-weight:500}
.nav{display:flex;align-items:center;gap:16px;font-size:14px}
.nav a{color:#dfeee6}.nav a.on{color:#fff;font-weight:600;border-bottom:2px solid var(--gold);padding-bottom:3px}
.nav .who{color:#bcd3c7;font-size:13px}
.logout{margin:0}.logout button{background:transparent;border:1px solid #3f7a5c;color:#dfeee6;padding:5px 10px;border-radius:6px;cursor:pointer}

/* cards / layout */
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;box-shadow:0 1px 2px rgba(0,0,0,.03);margin-bottom:18px}
.cols{display:grid;grid-template-columns:1fr;gap:18px}
@media(min-width:860px){.cols{grid-template-columns:2fr 1fr}}
.page-head,.row-between,.row-between{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:14px}
.head-actions{display:flex;gap:10px;align-items:center}
.tag{font-size:11px;background:#eee;color:#555;padding:2px 7px;border-radius:20px;vertical-align:middle}

/* buttons */
.btn{display:inline-block;background:#fff;border:1px solid var(--line);color:var(--ink);padding:9px 16px;border-radius:8px;cursor:pointer;font-size:14px;font-weight:500}
.btn:hover{text-decoration:none;border-color:#cfc6b2}
.btn.primary{background:var(--green);border-color:var(--green);color:#fff}
.btn.primary:hover{background:var(--green-d)}
.btn.ghost{background:transparent}
.btn.full{width:100%}
.link{font-size:14px}

/* stats */
.stat-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-bottom:8px}
@media(min-width:760px){.stat-grid{grid-template-columns:repeat(5,1fr)}}
.stat{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px}
.stat.alt{background:var(--green);color:#fff}
.stat .k{display:block;font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}
.stat.alt .k{color:#cfe3d8}
.stat .v{display:block;font-size:22px;font-weight:700;margin-top:4px;font-family:'Playfair Display',serif}
.stat .v small{font-size:12px;font-weight:400;color:var(--muted)}
.stat.alt .v small{color:#cfe3d8}

/* bars */
.bars{display:flex;flex-direction:column;gap:7px}
.bar-row{display:grid;grid-template-columns:38px 1fr 110px;align-items:center;gap:10px;font-size:13px}
.bt{background:#eee7d8;border-radius:6px;height:16px;overflow:hidden}
.bf{display:block;height:100%;background:linear-gradient(90deg,var(--green),var(--gold))}
.bv{text-align:right;color:var(--ink)}
.bl{color:var(--muted)}

/* tables */
.table{width:100%;border-collapse:collapse;font-size:14px}
.table th{text-align:left;color:var(--muted);font-weight:600;font-size:12px;text-transform:uppercase;letter-spacing:.03em;padding:8px 10px;border-bottom:2px solid var(--line)}
.table td{padding:9px 10px;border-bottom:1px solid var(--line)}
.table .r,th.r{text-align:right}
.clickable{cursor:pointer}.clickable:hover{background:#faf8f2}
.mini-table{width:100%;font-size:13px;border-collapse:collapse}
.mini-table td{padding:5px 4px;border-bottom:1px solid var(--line)}
.mini-table .r{text-align:right}

/* forms */
.form label,.form .lbl,.lbl{display:block;font-weight:500;margin:0 0 5px}
.lbl i{color:var(--err);font-style:normal;margin-left:3px}
input,select,textarea{width:100%;padding:10px 12px;border:1px solid #cfc6b2;border-radius:8px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(31,92,63,.12)}
.field{margin-bottom:16px}
.field.has-err input,.field.has-err select,.field.has-err textarea{border-color:var(--err)}
.errmsg{color:var(--err);font-size:13px;margin:5px 0 0}
.hint{color:var(--muted);font-size:13px;margin:0 0 7px}
.money{display:flex;align-items:center;border:1px solid #cfc6b2;border-radius:8px;overflow:hidden;background:#fff}
.money span{padding:0 10px;color:var(--muted);background:#f6f3ec;align-self:stretch;display:flex;align-items:center}
.money input{border:0;border-radius:0}
.radios{display:flex;gap:10px;flex-wrap:wrap}
.pill{display:inline-flex;align-items:center;gap:7px;border:1px solid #cfc6b2;border-radius:30px;padding:8px 14px;cursor:pointer;width:auto;font-weight:500}
.pill input{width:auto}
.check-row{display:flex;gap:10px;align-items:flex-start;font-weight:400}
.check-row input{width:auto;margin-top:3px}
.borrowers{display:flex;flex-direction:column;gap:8px;margin-bottom:8px}
.brow{display:flex;gap:8px}
.mini{background:#f1eee5;border:1px solid var(--line);border-radius:7px;padding:6px 10px;cursor:pointer;width:auto;font-size:13px}
.mini.rm{flex:0 0 auto;width:40px}

/* steps */
.form-card{padding:22px}
.steps-head{margin-bottom:16px}
.stepdots{display:flex;flex-wrap:wrap;gap:6px;margin-top:12px}
.dot{font-size:12px;color:var(--muted);background:#f1eee5;border:1px solid var(--line);padding:5px 10px;border-radius:20px;cursor:default}
.dot.on{background:var(--green);color:#fff;border-color:var(--green)}
.dot.done{background:#e4f0e9;color:var(--green);border-color:#bcdccb;cursor:pointer}
.step-title{font-family:'Playfair Display',serif;color:var(--green-d);font-size:20px;margin-bottom:16px}
.step-nav{display:flex;justify-content:space-between;margin-top:20px;border-top:1px solid var(--line);padding-top:16px}

/* detail */
.detail,.detail td{font-size:14px}
.detail{width:100%;border-collapse:collapse}
.detail td{padding:7px 8px;border-bottom:1px solid var(--line);vertical-align:top}
.detail .dk{color:var(--muted);width:42%}
.filelist{list-style:none;padding:0;margin:0}
.filelist li{padding:8px 0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:10px}
.filelist .sz{font-size:12px}

/* filters */
.filters{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.filters input,.filters select{width:auto;flex:0 0 auto}
.filters input[name=q]{flex:1 1 240px}

/* alerts / login */
.alert{padding:11px 14px;border-radius:8px;margin-bottom:16px;font-size:14px}
.alert.err{background:#fcebe9;color:var(--err);border:1px solid #f3c7c2}
.success{border:1px solid #bfe0cd}
.check{width:54px;height:54px;border-radius:50%;background:var(--ok);color:#fff;display:grid;place-items:center;font-size:28px;margin:0 auto 10px}
.login-wrap{min-height:72vh;display:grid;place-items:center;padding:20px}
.login-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px;width:100%;max-width:380px;box-shadow:0 6px 24px rgba(0,0,0,.06)}
.login-title{font-size:24px;text-align:center;color:var(--green-d);margin:14px 0 2px}
.login-card .form label{margin-bottom:12px;font-size:14px}
.foot{text-align:center;color:var(--muted);font-size:12px;padding:28px 0}
.inline{display:inline}
.pill.row{}